Excellent post Terry.
Honestly, I see a lot more of the younger generation (25-35) JWs saving for retirement, even if only a little at a time. Those who aren't working the minimum amount to stay alive pioneering that is. It's often said that there's nothing to lose.seeing their parents and grandparents grow to retirement age without a nickel in savings will make even a Dub think. Some save, while their parents (near retirement age) tell them they're crazy, the end will be here before we know it! 5.. 10 years AT MOST.